How to lease a car in Poland?

Make a car leasing in Poland, It's mainly used for two purposes: to set up a short-term leasing business in France on sport/luxury models (RS3, M4, A45, Golf 8 R) at lower rates than French leasing, and to drive in Poland if you live or work there.

Order of magnitude For a Golf 8 R or equivalent vehicle, expect to pay €600 to €900/month in monthly payments over 36 months, with a solid track record and a deposit.

A Polish company is not always compulsory. Some suppliers accept non-residents with a good track record. If you don't have a good track record, no deposit and no local structure, rental companies charge €2,000 to €3,000/month: possible, but rarely profitable.

More The 6 practical steps, the documents, and the most frequently asked question: is it possible to drive in France with a car leased in Poland?

How do I obtain a car lease in Poland?

As a reminder, the leasing also known as financial leasing, consists in leasing a vehicle on a long-term basis, on the principle of a lease with purchase option (LOA) similar to a consumer credit.

It takes place between three parts :

• The tenant ;
• The lessor;
• And the supplier.

1. Assessing your needs

Between the operational leasing and financial, There are a few key differences to be aware of.

Here's what you need to know:

*Standard rate applied in Poland for most goods and services.

2. Compare offers to find the best provider

Once you've determined what meets your expectations, compare our services on the market.

To do so, visit the main websites, them forums or from your knowledge who recommend a service in this area.

Take a close look at the special features of each offer, by evaluating, for example, the criteria following :

• Monthly rent :

It should be adjusted according to your budget and take into consideration included services (insurance, maintenance, etc.).

• Duration:

Does it match your requirements and to your projects ?

• Kilometers included :

Is the authorized number match your intended use of the car?

• End-of-commitment options :

Ask for concrete details about the terms and conditions of buy the good or renew the agreement.

3. Document preparation

Note that the lessor check carefully and will contact you immediately in the event of errors. For this reason, you must check carefully the application before completing it.

Also be sure to’have all required documents. Once you have completed this step, you can submit them.

As a reminder, here are the documents you will need for long-term car rental in Poland:

• A identity document or an extract from register from trade for companies.
• A receipt of residence less than 3 months old. You may also be asked to provide proof of income.
• A permit to drive.
• A RIB.
• An extract Kbis of your business.

4. Supplier contact and negotiation of terms

From now on, contact supplier of your preference for the list of documents to be provided.

The latter will provide you with the necessary files, including :

• A pro forma invoice
• A invoice final
• And more documents related to the car's registration are also required.

This is when you need to negotiate certain terms and conditions, including monthly rent, km included, etc.

💡 Remember :

Providers are often willing to make best offers to attract new customers. Be convincing and negotiate to bring it more in line with your expectations.

5. Call an appraiser (optional)

If you decide to lease a second-hand car or in need of an overhaul, you are required to contact an appraiser.

You must then submit your evaluation on time.

Once all these steps have been completed, the steps will be accelerated.

6. Contract signature

Before signing, read and check one last time if the agreement complies with to your expectations and that everything agreed during the negotiation is clearly mentioned.

Also, ask Questions if required.

If there are no further changes to be made, all you have to do is sign the agreement and take possession of your vehicle.

Car leasing in Poland: who is it for?

The long-term car rental luxury car leasing in Poland is attracting more and more French people. If you type “car leasing Poland” into Google, you're probably in one of these situations. Let's find out.

• Local entrepreneurs and SMEs : In Poland, leasing is very flexible and allows easy deduction of vehicle costs from business taxes.
• Polish residents : Citizens and residents with a local employment contract and stable income can subscribe for personal use.
• Individuals in France : Leasing in Poland attracts many French people thanks to lower monthly payments and lower taxes. However, the market has become tougher. The conditions of access, taxation and risks deserve particular attention before committing yourself. We discuss them in the next section.

Driving in France with a Polish lease: what does the law say?

In order to drive an imported vehicle in France on a permanent basis, French residents must obtain a French vehicle registration document (carte grise française) within a period of’one month after installation (art. R322-1 of the Highway Code).

However, in the case of leasing, it's the lessor (the Polish company that owns the vehicle) that has to take this step. In practice, no Polish lessor is going to register a fleet vehicle in France for a single customer: this exposes it to French administrative obligations for no consideration.

Results A French resident who wants to drive permanently in France with a car leased in Poland has no simple legal route. The Belgian case documented by eplaque.fr and the “Zoltan” example published by the European Commission (Your Europe) illustrate exactly the same impasse.

It's not all theoretical. On November 12, 2024, the Brignoles Research Brigade seized 12 luxury vehicles worth 1.7 million euros (Lamborghini Huracan, Rolls-Royce Cullinan, Audi RS6, BMW M4...), most of them registered in Poland, “illegally leased” according to the Draguignan public prosecutor's office, as part of an investigation that began at the end of 2022.

These vehicles were sublet in the PACA region and allowed their drivers to “commit serious offences against the law". Traffic Laws with impunity” (official press release from the Gendarmerie Nationale).

Side Polish, Some rental companies, such as Piotr Dutkiewicz, have decided to stop working with French customers (FranceInfo survey, Jan. 2024).

For leasing arrangements in France via a Polish leasing company, consult a lawyer specialized in tax law, and a Franco-Polish chartered accountant.

FAQs

How much does leasing cost in Poland?

In general, the price depends on the cost of the car, the duration and other factors such as the number of km included, among other criteria. Thus, the cost of a long-term luxury car rental in Poland will be quite substantial.

These rates presuppose a solid track record or a contribution of 5 to 15 %. A Polish company is not always necessary: some suppliers accept non-residents with a good track record.

For a :

• Golf 8 R: the price is 650/month.
• A45: the price is 700/month.
• Rs3: the price is 900/month.

Note Prices : Prices are given as an indication only, as they may vary from one supplier to another.

Leasing in Poland: is mileage unlimited?

That depends terms and conditions.

• Leasing in Poland offers unlimited mileage if you opt for an operational transaction.
• However, if you have to return the car at the end, it is limit. So, if you exceed the fixed price, you risk paying a charge for each additional km.

Who is eligible for leasing in Poland?

Leasing is not only available to companies. It can also be used by individuals, in which case we refer to it as leasing. Konsumencki.

Can I terminate my contract before the deadline?

Yes, However, this may entail financial costs. In this case, the terms of early termination must be specified in your agreement.

In most cases, the lessee will have to rto pay the remaining rents and sometimes a additional indemnity to compensate the lessor for the loss incurred.

It is therefore essential to take full advantage of its provisions and D'estimate costs before to decide on early termination.

Can you drive in France with a Polish lease?

In short: no, not permanently, and not just for a French resident. We explain why in the section «Driving in France with a Polish lease: what does the law say?» above.

Why are cars cheaper in Poland?

As we all know, the’Germany, a major player in the automotive industry and export, is renowned the world over.

In fact, to make the most of it and do some car leasing in Germanyclick here!

However, the major used German brands (even brands such as BMW, VW, etc.) that are listed on the stock exchange are the unanimous choice in Europe.

Poland also benefits from this vast potential of German opportunities of brands for all uses: personal or professional, leisure or work.

What's more, it is open to versatility and offers a wide selection of vehicles robust and reliable, but more importantly, at low prices.

Which website should you visit to learn all about sports car rental?

You want to make a sports car leasing in Poland, but don't know which sites to choose?

In addition to forums, you can also access online platforms specializing in the sports car rental.

The most popular models sport leasing in Poland are the Audi RS3, BMW M4, Mercedes A45 and Golf 8 R. For these vehicles, expect a higher down payment (10-15 %) and a slightly more demanding application. Beyond the forums, compare several suppliers before committing yourself.