Do you live in Sweden? Would you like to buy a new car, but you can't get a car loan? Why not opt for the car leasing system? This text will inform you about: how to lease a car in Sweden?
What are the requirements for a lease?
Leasing is a contract that consists of renting a car for a defined period. It is a credit where the borrower will pay monthly installments to the lessor. However, the tenant must be able to finance the monthly payments required during the contract. The lessor will also request supporting documents, in particular: the profile of the tenant, the banking situation, the financial situation, the activities, etc. This will allow the lessor to accept or reject the lessee's leasing request.
What are the steps to get car leasing?
There are 4 key steps to car leasing if you are in Sweden. Basically :
Step 1: initial quote
This first is to collect information. The renter will provide the characteristics of the desired car. As well as the type of contract envisaged and the duration. The lessor will carry out an in-depth study. These will be simulations of the tenant's demands. Then, the lessor will communicate the total amount of the rent according to the chosen car.
Step 2: compilation of financial files
Then, the next step is to compile the financial records. The tenant will provide the necessary elements to study the feasibility of the project. This will be a non-binding process for the tenant. Then, the lessor will submit the file to the financial partners for agreement.
Step 3: Vehicle proposal
Once all these steps have been taken, the lessor will receive firm and detailed proposals for the used vehicle. The latter will perfectly meet the characteristics requested during the initial estimate. Then, before the delivery of the vehicle, the lessee and the lessor will sign a rental contract which specifies the characteristics of the vehicle as well as the price of the car.
Step 4: delivery of the car
Finally, once all the conditions are met, the vehicle will be delivered to the leasing agencies of your choice or directly to your home depending on the terms of the contract.
Which profile can do leasing?
Leasing is an easy solution for a long-term car rental. However, it is not within everyone's reach. There are prerequisites if you want to lease:
- You don't have to have a vehicle;
- You want to drive permanently in a new car;
- You do not manage the maintenance of the car;
- You must have a stable financial situation;
- You must deposit a deposit, which will be taken from your account in the event of a breakdown of the car.
Thanks to car leasing, you will save 360 € / year on your car insurance. A business that is doing very well.
