Indeed, you can buy a car and insure it without having a driving license. However, insurance is compulsory for a car. Even without your driver's license, in possession of a vehicle, you must think about insuring it. Discover all the information you need to know through this text.
Is it possible to insure a car without having a driver's license?
This question torments the head of almost everyone: do you need a driver's license to be able to insure a car? As it was mentioned above, it is quite possible to do this. However, the gray card will not be in your name, and you cannot insure it. The latter is a regulation in force by Decree No. 2017-1278 of August 9, 2017: To obtain a registration certificate, you must have a driver's license that corresponds to the category of vehicle you want to register. You must also provide proof of this. Moreover, it is important to insure the car before registering it.
How to insure a car without having a driver's license?
To insure a car without a driver's license, you must put the gray card in the name of a third party, the latter will insure the car in his name. To be able to insure your car, you must choose the best car insurance adapted to the profile of the third party.
In the event, the third party only serves as a "nominee" as they say, waiting for the owner to obtain the permit until he sells the car. Third-party insurance is reinforced with a few additional guarantees if the vehicle never leaves the garage or parking lot. You must still remain vigilant because third-party insurance is a minimum legal car insurance. As a result, it only covers damage caused to third parties. So, if a fire has completely destroyed your car in your parking lot, you will not receive anything from the insurers. So choose your service carefully, especially for a new car.
For your information, in the event of a claim covered by car insurance, it will be the person to whom you insured your vehicle who will receive the compensation and not the owner of the vehicle. So try to find someone you trust if you want to insure your car with a third party. Before choosing an insurance company, first make a comparison of existing insurers.
Choosing the right insurance without having a driving license
A car must be insured when it begins its circulation, as provided by law. As observed previously, a car can be insured by a person who does not have a driving licence, under specific conditions, however. Indeed, a car requires a registration certificate to drive: this is issued when the gray card is in the name of a person holding a driving licence. It will therefore be necessary for the owner of the car to be license holder so that a third without a license can insure his car!
In order to choose the best car insurance adapted to your particular situation, it is therefore necessary to observe the different formulas available to you. For that, compare the different formulas available to you through an insurance comparator. Your situation being somewhat singular, it is important for you to find the best compromise concerning the value for money. Do not hesitate to produce several tailor-made quotes in order to find the best car insurance in order to provide a real guarantee to your driver, all without breaking the bank!
