How to hack a bank account in 2025

Today, banking services are being revolutionized by mobile apps. This offers many advantages in terms of accessibility, financial management, and mobile payments if you are accustomed to put money on Paypal, among others. However, bank accounts can often be hacked in this way, which can cost you all your savings. In this article, we'll look at how hackers target bank accounts and how you can protect yourself by knowing their methods.

The 4 methods used by hackers to steal your banking data

1- The Keylogger

Let's start with the first method, the keylogger. Be aware that two-factor authentication can be a valuable layer of security for mobile banking services. Hackers are becoming increasingly skilled at enticing people to click on their links, as the public is becoming more aware of phishing tactics. The hacker can even make your first name appear in the email they send. First, deal with any requests suspect with skepticism if the email address seems suspicious.

2- Man-in-the-Middle Attack

To obtain your personal information, hackers can target your communications with your bank's website. If you want to be on the safe side, you should use your home Wi-Fi or share a connection with your own 4G network. When connecting to sensitive sites, always look for https in the address bar. If it is not there, it could be a fraudulent website.

3- SIM Swapping

With this information, hackers can access your bank account without having to enter your phone thanks to SMS authentication. In most cases, mobile networks ask questions to confirm that the person requesting the transfer is who they claim to be. However, be aware that there are still network providers that are lax about SIM card transfer controls, making it easy for hackers to take advantage of this trick.

• Choose a company offering high security against SIM card swapping.
• If your SIM card malfunctions, go to your provider's nearest branch and ask for any new cards to be deactivated.

4- The counterfeit mobile banking app and the Trojan horse

Nowadays, mobile banking apps allow you to manage all your finances from your phone, especially since opening a bank account takes very little time, whether online or offline.

Although this is not always easy to do, malware authors use it as their primary attack vector to steal your data. Hackers actually create an exact copy of a bank's app and distribute it on suspicious websites. The apps are not usually disguised as official banking apps, but rather as unrelated apps containing Trojan horses. As soon as you install the app, the Trojan horse starts searching for banking apps on your computer/smartphone.

When the hacker detects that a banking application has been opened, it displays a window similar to the one you just launched. If done correctly, you will not notice the change and will enter your login credentials in the fake login tab. Third-party sites may contain malware, making it dangerous to install applications from these sites.

How can I protect myself against bank account hacking?

• Use two-factor authentication to secure access to your bank account.
• Do not click on suspicious links in questionable emails and always check the sender's email address.
• Connect only to sensitive websites via a secure connection (https).
• Keep up to date with the latest threats, and be vigilant about the applications you install on your device.
• Keep your antivirus and firewall software up to date on your mobile and computer devices.

In a nutshell, how to hack a bank account should not be a concern for you if you are aware of the techniques used by hackers and take appropriate precautionary measures.