Indeed, you can buy a car and insure it without having a driving license. However, insurance is compulsory for a car. Even without your driver's license, in possession of a vehicle, you must think about insuring it. Discover all the information you need to know through this text.
Is it possible to insure a car without having a driver's license?
It's a question that's on almost everyone's mind: do you need a driver's license to insure a car? As mentioned above, it's perfectly possible to do so. However, the vehicle registration document will not be in your name, and you won't be able to insure it.
The latter is a regulation in force by decree n°2017-1278 of August 9, 2017: To obtain a registration certificate, you must have a driving license that corresponds to the category of the vehicle you want to register. You must also provide proof of this. By the way, it's important to insure the car before you register it.
How to insure a car without having a driver's license?
To insure a car without a driver's license, you must put the gray card in the name of a third party, the latter will insure the car in his name. To be able to insure your car, you must choose the best car insurance adapted to the profile of the third party.
In this case, the third party only acts as a "figurehead", until the owner obtains a license or sells the car. Third-party insurance provides additional cover if the vehicle never leaves the garage or parking lot.
You still need to be vigilant, because third-party insurance is the minimum legal car insurance. It only covers damage caused to third parties. So, if a fire completely destroys your car in your parking lot, you won't receive anything from the insurers. So choose your service carefully, especially for a new car.
For your information, in the event of a claim covered by car insurance, it will be the person to whom you insured your vehicle who will receive the compensation and not the owner of the vehicle. So try to find someone you trust if you want to insure your car with a third party. Before choosing an insurance company, first make a comparison of existing insurers.
Choosing the right insurance without having a driving license
Une voiture se doit d’être assurée lorsque celle-ci entame sa mise en circulation, comme le dispose la loi. Comme observé précédemment, une voiture peut être assurée par une personne n’ayant pas le permis de conduire, sous conditions particulières néanmoins.
In fact, a car requires a registration certificate to drive: this is issued when the gray card is in the name of a person holding a driving licence. It will therefore be necessary for the owner of the car to be license holder so that a third without a license can insure his car!
In order to choose the best car insurance adapted to your particular situation, it is therefore necessary to observe the different formulas available to you. For it, compare les différentes formules qui s’offrent à vous à travers un comparateur en assurances.
As your situation is somewhat unique, it is important for you to find the best compromise regarding the value for money. Do not hesitate to produce several tailor-made quotes in order to find the best car insurance in order to provide a real guarantee to your driver, all without breaking the bank!
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