How to lease a car in Switzerland?

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Do you live in Switzerland? Do you want to acquire a new car, but you cannot afford a purchase on credit? Opt for car leasing. A more practical system to have a car at your disposal. In this text, we will tell you more about how to lease a car in Switzerland.

How to lease in Switzerland?

To lease a car, dealers will make a vehicle available to you for the duration of the contract. The normal duration of a contract is between 3 to 4 years depending on the type of contract. The tenant will pay monthly installments defined in the contract to have the vehicle at your disposal. At the end of the contract, the lessee can decide to buy the car or return it, always according to the conditions imposed by the contract. For businesses, leasing benefits from tax advantages. It is possible to have vehicles: motorcycles as cars in leasing in Switzerland.

Image of a car leasing in Switzerland — Image taken from the Internet

Which one to choose between leasing by kilometers and leasing at residual value?

These are the most popular types of leasing in Switzerland. Here is the difference between these two types of leasing:

Residual value leasing

For this first type of leasing, the total value of the vehicle to be returned is fixed at the start of the contract. The monthly payments are therefore fixed according to the residual value. Moreover, the value of the car decreases significantly in the first years of payment. On the other hand, at the end of the contract, if there is a difference, the tenant must pay a plus. If otherwise, the value of the vehicle is higher than what was said on the contract, the lessor pays nothing.

Kilometer leasing

For mileage leasing, the price of the monthly payments will be calculated according to the number of kilometers made by the tenant per month. In this case, the higher the mileage, the higher the monthly payments to be paid. To be more serene, consider taking more mileage. However, if the tenant interrupts the contract before the end, regardless of the reasons, the tenant must pay supplements. At the end of the contract, the tenant will pay additional costs in case you have traveled more kilometers than the one listed in the contract.

What documents do I need to provide for leasing in Switzerland?

For the additional file of a leasing contract, the tenant must complete a commercial offer, the general conditions and the information sheet with the lessors. He must then sign. In addition to these files, you must also provide documents, including:

A copy of payslips;
A copy of your identity document;
Proof of address ;
A rib ;
A guarantee check.

It's up to you to choose the offer that suits you before leasing a car.

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À propos de l'auteur, Narindra Andria

Member of the Alucare.fr editorial team since May 2022. I've always had a passion for writing, and I've become an expert at it. So I followed the advice of the great American TV star Oprah Winfrey and let my passion guide me. I've been immersed in the world of copywriting for 3 years now. Every day is a learning session for me, and as long as digital exists, I'll always be ready to learn.